Watches are typically covered by a home insurance policy, so you are likely to be covered already. Keep the receipt for the watch in a safe place, as if you ever did need to claim, you would need to produce this.
You’ll need to check the policy covers jewellery, additionally make sure your policy for a single item covers the cost of the watch. Otherwise you’ll need to make arrangements for a excess premium.
Addtionally request information from your provider in regards to the policy covering loss, damage or theft outside your home.
Some companies offer jewellery insurance upto £6000, you’ll need to get a professional watch insurance valuation, if your looking try a few providers on the right.
